Choose a plan that works for you

The sums assured and premiums (applicable) are set out below.

• The hospital cash daily benefit is payable to a maximum of 30 days per year. The benefit is payable after 2 days (from day 3+) of being hospitalized in a NHIF accredited hospital.
• Please note that requests for sums assured above 5 Million under PLAN A will be reviewed and considered on case-by-case basis subject to medical underwriting. Maximum, Kshs 10 million.
• This Plan can be taken by the legal spouse of the principal member. The benefits of the spouse cannot exceed those of the principal member.

• The hospital cash daily benefit is payable to a maximum of 30 days per year. The benefit is payable after 2 days (from day 3+) of being hospitalized in a NHIF accredited hospital.
• Please note that requests for sums assured above 5 Million under PLAN B will be reviewed and considered on case-by-case basis subject to medical underwriting. Maximum, Kshs 10 million.
• This Plan can be taken by the legal spouse of the principal member. The benefits of the spouse cannot exceed those of the principal member.

• The hospital cash daily benefit is payable to a maximum of 30 days per year. The benefit is payable after 2 days (from day 3+) of being hospitalized in a NHIF accredited hospital.

The following information and supporting documents are required:

• Group Profile i.e., registered name, address, business activity and other pertinent details of the proposer.
• Members to be covered and amounts of cover per member including the following details:
• Full name of the members covered.
• Member occupation and residence (town and county).
• Copy of ID (ID number) for the members.
• Full name and copy of ID (ID number) of named beneficiaries for each member covered; and
• Dates of birth for each life covered.
• A duly completed proposal form by the proposer.
• Newly recruited members of the group can join the scheme at any time during the policy cover. An annual premium must be paid at the outset of the cover.

Valid Claims will be paid within 72 hours on receipt of full documentation.

Here’s what you’ll need to bring:

Liability will not be accepted for claims occurring because of any of the exclusions below:

• Suicide, attempted suicide, or any self-inflicted injury whether the life assured is sane or insane at the time.
• Any act committed by the policyholder, the life assured or beneficiaries which constitutes a violation of criminal law.
• Abuse of alcohol, wilful inhalation of gas, self-inflicted injury, wilful exposure to radioactivity or the wilful consumption of poison or overdose of drugs (whether the drugs have been prescribed by a medical practitioner or not).
• Any act of war (whether war be declared or not), military action, terrorist activities, riots, strikes, civil
• commotion or insurrection in all cases as an active participant.
• Active participation in mountaineering, horse riding, hunting, motor-racing, power-boat racing or fighting (except in self-defence).
• Participation in any form of aviation other than scheduled air service over an established passenger route.
• Any medical condition not disclosed prior to the issuance of the policy, for which treatment was received or recommended, by a medical practitioner or of which the person assured was aware prior to the date of declaration of the policy.
• Hospitalisation due to elective surgery including cosmetic surgery. Elective surgery is surgery scheduled in advance because it does not involve a medical emergency.
• Hospitalization due to childbirth.
• Any medical condition not disclosed prior to the issuance of the policy, for which treatment was received or recommended, by a medical practitioner or of which the life assured was aware prior to the date of declaration of the policy.
• Any critical illness diagnosis made before the commencement date of the insurance policy or during the waiting period.
• Liability for the claims occurring because of the above exclusions except at the discretion of Prudential management.

• Annual cover renewals should be made within a maximum period of 1 month after cover expiry otherwise the policy will lapse and newly issued policy rules including the 3-month waiting period
• Proof of attendance required for full-time students